🚨 Prerequisites
Before you start, make sure you have:- an active Klarna merchant account
- admin rights on the Klarna Merchant Portal: only admin users can create and manage Klarna API credentials
🛠 Preparation
The connection form asks for a Klarna API credential: a Username and a Password. You create it in the Klarna Merchant Portal.1
Open the API credentials page
Sign in to the Klarna Merchant Portal and go to Settings › Klarna API credentials. You land on the list of your existing credentials.
2
Generate a credential
Click Generate new API credentials. Klarna shows a Username, a long identifier linked to your Merchant ID, and a Password.The Password is shown once. Copy both values and keep them somewhere safe: you will paste them into the connection form. If you close the window without copying the Password, generate a new credential.
⚡️ Connection
1
Name your connection
Choose a name you will recognise later.

2
Select your Region
Pick the region of your Klarna merchant account: Europe, North America or Oceania. It decides which Klarna servers are used.

3
Enter your Username
Paste the Username of the credential you generated in Preparation.

4
Enter your Password
Paste the Password shown with it.

5
Click Connect
The connection is created straight away. Your payouts and their transactions are then read from Klarna with read-only calls.

❓ Troubleshooting
Provided credentials are invalid
Provided credentials are invalid
Klarna refused the Username and Password, or they were sent to the wrong region.
- Check that both values were copied entirely, with no extra space.
- Check that the Region matches your merchant account.
- If the credential was created a while ago and never used, it may have been disabled: generate a new one in the Merchant Portal and update the connection.
You cannot find Klarna API credentials in Settings
You cannot find Klarna API credentials in Settings
Only admin users of the Merchant Portal see this page. Ask an admin of your Klarna account to generate the credential for you, or to give you admin rights.
The credential works in Klarna's test environment but not here
The credential works in Klarna's test environment but not here
Playground credentials only work with Klarna’s Playground environment. Ask the team that gave you the connection form whether it targets Playground or Production, and generate the credential in the matching Merchant Portal.