Create bank transactions
curl --request POST \
--url https://api.chift.eu/consumers/{consumer_id}/accounting/bank-transactions \
--header 'Content-Type: application/json' \
--data '
{
"bank_statement_date": "2026-01-15",
"bank_account_id": "<accounting-bank-account-id>",
"currency": "EUR",
"external_bank_statement_id": "1234567890",
"items": [
{
"amount": 242,
"general_ledger_account": "<accounting-account-number>",
"description": "Bank charges",
"external_transaction_id": "TXN-2026-0001",
"fee_amount": 0,
"tax_amount": 0,
"currency_exchange_rate": 1,
"counterpart": {
"id": "<string>",
"name": "John Doe",
"iban": "BE00000000000000",
"bank_account": "0000000000"
}
}
],
"opening_balance": 1000,
"pdf": "<string>",
"pdf_name": "<string>"
}
'import requests
url = "https://api.chift.eu/consumers/{consumer_id}/accounting/bank-transactions"
payload = {
"bank_statement_date": "2026-01-15",
"bank_account_id": "<accounting-bank-account-id>",
"currency": "EUR",
"external_bank_statement_id": "1234567890",
"items": [
{
"amount": 242,
"general_ledger_account": "<accounting-account-number>",
"description": "Bank charges",
"external_transaction_id": "TXN-2026-0001",
"fee_amount": 0,
"tax_amount": 0,
"currency_exchange_rate": 1,
"counterpart": {
"id": "<string>",
"name": "John Doe",
"iban": "BE00000000000000",
"bank_account": "0000000000"
}
}
],
"opening_balance": 1000,
"pdf": "<string>",
"pdf_name": "<string>"
}
headers = {"Content-Type": "application/json"}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {'Content-Type': 'application/json'},
body: JSON.stringify({
bank_statement_date: '2026-01-15',
bank_account_id: '<accounting-bank-account-id>',
currency: 'EUR',
external_bank_statement_id: '1234567890',
items: [
{
amount: 242,
general_ledger_account: '<accounting-account-number>',
description: 'Bank charges',
external_transaction_id: 'TXN-2026-0001',
fee_amount: 0,
tax_amount: 0,
currency_exchange_rate: 1,
counterpart: {
id: '<string>',
name: 'John Doe',
iban: 'BE00000000000000',
bank_account: '0000000000'
}
}
],
opening_balance: 1000,
pdf: '<string>',
pdf_name: '<string>'
})
};
fetch('https://api.chift.eu/consumers/{consumer_id}/accounting/bank-transactions', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.chift.eu/consumers/{consumer_id}/accounting/bank-transactions",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'bank_statement_date' => '2026-01-15',
'bank_account_id' => '<accounting-bank-account-id>',
'currency' => 'EUR',
'external_bank_statement_id' => '1234567890',
'items' => [
[
'amount' => 242,
'general_ledger_account' => '<accounting-account-number>',
'description' => 'Bank charges',
'external_transaction_id' => 'TXN-2026-0001',
'fee_amount' => 0,
'tax_amount' => 0,
'currency_exchange_rate' => 1,
'counterpart' => [
'id' => '<string>',
'name' => 'John Doe',
'iban' => 'BE00000000000000',
'bank_account' => '0000000000'
]
]
],
'opening_balance' => 1000,
'pdf' => '<string>',
'pdf_name' => '<string>'
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.chift.eu/consumers/{consumer_id}/accounting/bank-transactions"
payload := strings.NewReader("{\n \"bank_statement_date\": \"2026-01-15\",\n \"bank_account_id\": \"<accounting-bank-account-id>\",\n \"currency\": \"EUR\",\n \"external_bank_statement_id\": \"1234567890\",\n \"items\": [\n {\n \"amount\": 242,\n \"general_ledger_account\": \"<accounting-account-number>\",\n \"description\": \"Bank charges\",\n \"external_transaction_id\": \"TXN-2026-0001\",\n \"fee_amount\": 0,\n \"tax_amount\": 0,\n \"currency_exchange_rate\": 1,\n \"counterpart\": {\n \"id\": \"<string>\",\n \"name\": \"John Doe\",\n \"iban\": \"BE00000000000000\",\n \"bank_account\": \"0000000000\"\n }\n }\n ],\n \"opening_balance\": 1000,\n \"pdf\": \"<string>\",\n \"pdf_name\": \"<string>\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.chift.eu/consumers/{consumer_id}/accounting/bank-transactions")
.header("Content-Type", "application/json")
.body("{\n \"bank_statement_date\": \"2026-01-15\",\n \"bank_account_id\": \"<accounting-bank-account-id>\",\n \"currency\": \"EUR\",\n \"external_bank_statement_id\": \"1234567890\",\n \"items\": [\n {\n \"amount\": 242,\n \"general_ledger_account\": \"<accounting-account-number>\",\n \"description\": \"Bank charges\",\n \"external_transaction_id\": \"TXN-2026-0001\",\n \"fee_amount\": 0,\n \"tax_amount\": 0,\n \"currency_exchange_rate\": 1,\n \"counterpart\": {\n \"id\": \"<string>\",\n \"name\": \"John Doe\",\n \"iban\": \"BE00000000000000\",\n \"bank_account\": \"0000000000\"\n }\n }\n ],\n \"opening_balance\": 1000,\n \"pdf\": \"<string>\",\n \"pdf_name\": \"<string>\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.chift.eu/consumers/{consumer_id}/accounting/bank-transactions")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Content-Type"] = 'application/json'
request.body = "{\n \"bank_statement_date\": \"2026-01-15\",\n \"bank_account_id\": \"<accounting-bank-account-id>\",\n \"currency\": \"EUR\",\n \"external_bank_statement_id\": \"1234567890\",\n \"items\": [\n {\n \"amount\": 242,\n \"general_ledger_account\": \"<accounting-account-number>\",\n \"description\": \"Bank charges\",\n \"external_transaction_id\": \"TXN-2026-0001\",\n \"fee_amount\": 0,\n \"tax_amount\": 0,\n \"currency_exchange_rate\": 1,\n \"counterpart\": {\n \"id\": \"<string>\",\n \"name\": \"John Doe\",\n \"iban\": \"BE00000000000000\",\n \"bank_account\": \"0000000000\"\n }\n }\n ],\n \"opening_balance\": 1000,\n \"pdf\": \"<string>\",\n \"pdf_name\": \"<string>\"\n}"
response = http.request(request)
puts response.read_body{
"bank_statement_date": "2026-01-15",
"bank_account_id": "<accounting-bank-account-id>",
"currency": "EUR",
"items": [
{
"amount": 242,
"general_ledger_account": "<accounting-account-number>",
"description": "Bank charges",
"external_transaction_id": "TXN-2026-0001",
"fee_amount": 0,
"tax_amount": 0,
"currency_exchange_rate": 1,
"counterpart": {
"counterpart_type": "customer",
"id": "<string>",
"name": "John Doe",
"iban": "BE00000000000000",
"bank_account": "0000000000"
},
"id": "<this-bank-transaction-id>"
}
],
"id": "<this-bank-statement-id>",
"external_bank_statement_id": "1234567890"
}{
"message": "Error while trying to perform your request",
"status": "error"
}{
"message": "The format of the statement id/number doesn't follow the format of the corresponding accounting system (e.g. too long)",
"status": "error",
"error_code": "ERROR_INVALID_FIELD_FORMAT_STATEMENT_NUMBER"
}Banking
Create bank transactions
Creates new bank statement transactions (lines) in the accounting system for a given bank account.
POST
/
consumers
/
{consumer_id}
/
accounting
/
bank-transactions
Create bank transactions
curl --request POST \
--url https://api.chift.eu/consumers/{consumer_id}/accounting/bank-transactions \
--header 'Content-Type: application/json' \
--data '
{
"bank_statement_date": "2026-01-15",
"bank_account_id": "<accounting-bank-account-id>",
"currency": "EUR",
"external_bank_statement_id": "1234567890",
"items": [
{
"amount": 242,
"general_ledger_account": "<accounting-account-number>",
"description": "Bank charges",
"external_transaction_id": "TXN-2026-0001",
"fee_amount": 0,
"tax_amount": 0,
"currency_exchange_rate": 1,
"counterpart": {
"id": "<string>",
"name": "John Doe",
"iban": "BE00000000000000",
"bank_account": "0000000000"
}
}
],
"opening_balance": 1000,
"pdf": "<string>",
"pdf_name": "<string>"
}
'import requests
url = "https://api.chift.eu/consumers/{consumer_id}/accounting/bank-transactions"
payload = {
"bank_statement_date": "2026-01-15",
"bank_account_id": "<accounting-bank-account-id>",
"currency": "EUR",
"external_bank_statement_id": "1234567890",
"items": [
{
"amount": 242,
"general_ledger_account": "<accounting-account-number>",
"description": "Bank charges",
"external_transaction_id": "TXN-2026-0001",
"fee_amount": 0,
"tax_amount": 0,
"currency_exchange_rate": 1,
"counterpart": {
"id": "<string>",
"name": "John Doe",
"iban": "BE00000000000000",
"bank_account": "0000000000"
}
}
],
"opening_balance": 1000,
"pdf": "<string>",
"pdf_name": "<string>"
}
headers = {"Content-Type": "application/json"}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {'Content-Type': 'application/json'},
body: JSON.stringify({
bank_statement_date: '2026-01-15',
bank_account_id: '<accounting-bank-account-id>',
currency: 'EUR',
external_bank_statement_id: '1234567890',
items: [
{
amount: 242,
general_ledger_account: '<accounting-account-number>',
description: 'Bank charges',
external_transaction_id: 'TXN-2026-0001',
fee_amount: 0,
tax_amount: 0,
currency_exchange_rate: 1,
counterpart: {
id: '<string>',
name: 'John Doe',
iban: 'BE00000000000000',
bank_account: '0000000000'
}
}
],
opening_balance: 1000,
pdf: '<string>',
pdf_name: '<string>'
})
};
fetch('https://api.chift.eu/consumers/{consumer_id}/accounting/bank-transactions', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.chift.eu/consumers/{consumer_id}/accounting/bank-transactions",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'bank_statement_date' => '2026-01-15',
'bank_account_id' => '<accounting-bank-account-id>',
'currency' => 'EUR',
'external_bank_statement_id' => '1234567890',
'items' => [
[
'amount' => 242,
'general_ledger_account' => '<accounting-account-number>',
'description' => 'Bank charges',
'external_transaction_id' => 'TXN-2026-0001',
'fee_amount' => 0,
'tax_amount' => 0,
'currency_exchange_rate' => 1,
'counterpart' => [
'id' => '<string>',
'name' => 'John Doe',
'iban' => 'BE00000000000000',
'bank_account' => '0000000000'
]
]
],
'opening_balance' => 1000,
'pdf' => '<string>',
'pdf_name' => '<string>'
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.chift.eu/consumers/{consumer_id}/accounting/bank-transactions"
payload := strings.NewReader("{\n \"bank_statement_date\": \"2026-01-15\",\n \"bank_account_id\": \"<accounting-bank-account-id>\",\n \"currency\": \"EUR\",\n \"external_bank_statement_id\": \"1234567890\",\n \"items\": [\n {\n \"amount\": 242,\n \"general_ledger_account\": \"<accounting-account-number>\",\n \"description\": \"Bank charges\",\n \"external_transaction_id\": \"TXN-2026-0001\",\n \"fee_amount\": 0,\n \"tax_amount\": 0,\n \"currency_exchange_rate\": 1,\n \"counterpart\": {\n \"id\": \"<string>\",\n \"name\": \"John Doe\",\n \"iban\": \"BE00000000000000\",\n \"bank_account\": \"0000000000\"\n }\n }\n ],\n \"opening_balance\": 1000,\n \"pdf\": \"<string>\",\n \"pdf_name\": \"<string>\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.chift.eu/consumers/{consumer_id}/accounting/bank-transactions")
.header("Content-Type", "application/json")
.body("{\n \"bank_statement_date\": \"2026-01-15\",\n \"bank_account_id\": \"<accounting-bank-account-id>\",\n \"currency\": \"EUR\",\n \"external_bank_statement_id\": \"1234567890\",\n \"items\": [\n {\n \"amount\": 242,\n \"general_ledger_account\": \"<accounting-account-number>\",\n \"description\": \"Bank charges\",\n \"external_transaction_id\": \"TXN-2026-0001\",\n \"fee_amount\": 0,\n \"tax_amount\": 0,\n \"currency_exchange_rate\": 1,\n \"counterpart\": {\n \"id\": \"<string>\",\n \"name\": \"John Doe\",\n \"iban\": \"BE00000000000000\",\n \"bank_account\": \"0000000000\"\n }\n }\n ],\n \"opening_balance\": 1000,\n \"pdf\": \"<string>\",\n \"pdf_name\": \"<string>\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.chift.eu/consumers/{consumer_id}/accounting/bank-transactions")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Content-Type"] = 'application/json'
request.body = "{\n \"bank_statement_date\": \"2026-01-15\",\n \"bank_account_id\": \"<accounting-bank-account-id>\",\n \"currency\": \"EUR\",\n \"external_bank_statement_id\": \"1234567890\",\n \"items\": [\n {\n \"amount\": 242,\n \"general_ledger_account\": \"<accounting-account-number>\",\n \"description\": \"Bank charges\",\n \"external_transaction_id\": \"TXN-2026-0001\",\n \"fee_amount\": 0,\n \"tax_amount\": 0,\n \"currency_exchange_rate\": 1,\n \"counterpart\": {\n \"id\": \"<string>\",\n \"name\": \"John Doe\",\n \"iban\": \"BE00000000000000\",\n \"bank_account\": \"0000000000\"\n }\n }\n ],\n \"opening_balance\": 1000,\n \"pdf\": \"<string>\",\n \"pdf_name\": \"<string>\"\n}"
response = http.request(request)
puts response.read_body{
"bank_statement_date": "2026-01-15",
"bank_account_id": "<accounting-bank-account-id>",
"currency": "EUR",
"items": [
{
"amount": 242,
"general_ledger_account": "<accounting-account-number>",
"description": "Bank charges",
"external_transaction_id": "TXN-2026-0001",
"fee_amount": 0,
"tax_amount": 0,
"currency_exchange_rate": 1,
"counterpart": {
"counterpart_type": "customer",
"id": "<string>",
"name": "John Doe",
"iban": "BE00000000000000",
"bank_account": "0000000000"
},
"id": "<this-bank-transaction-id>"
}
],
"id": "<this-bank-statement-id>",
"external_bank_statement_id": "1234567890"
}{
"message": "Error while trying to perform your request",
"status": "error"
}{
"message": "The format of the statement id/number doesn't follow the format of the corresponding accounting system (e.g. too long)",
"status": "error",
"error_code": "ERROR_INVALID_FIELD_FORMAT_STATEMENT_NUMBER"
}Learn more:
Path Parameters
Query Parameters
Id of the accounting folder instance. A folder represents a legal entity within the system. Required when the multiple folders feature is enabled.
Body
application/json
Date of the bank statement
Example:
"2026-01-15"
Unique ID of the bank account in the accounting system
Minimum string length:
1Example:
"<accounting-bank-account-id>"
Currency of the bank statement. This must be the same as the currency of the bank account.
Minimum string length:
1Example:
"EUR"
External bank statement ID. To be compatible with all software, we recommend to use only digits with a maximum length of 10.
Minimum string length:
1Example:
"1234567890"
List of transaction items
Minimum array length:
1Show child attributes
Show child attributes
Opening balance of the bank account before the statement
Example:
1000
Base64 PDF attachment of the bank statement.
A name for the PDF file to be created for accounting software that support it.
Required string length:
1 - 200Pattern:
^[a-zA-Z0-9\-_ ]{1,196}(?:.pdf)?$Response
Successful Response
Date of the bank statement
Example:
"2026-01-15"
Unique ID of the bank account in the accounting system
Minimum string length:
1Example:
"<accounting-bank-account-id>"
Currency of the bank statement. This must be the same as the currency of the bank account.
Minimum string length:
1Example:
"EUR"
List of transaction items with their IDs
Show child attributes
Show child attributes
Internal bank statement ID generated by the accounting system
Example:
"<this-bank-statement-id>"
External bank statement ID
Example:
"1234567890"