> ## Documentation Index
> Fetch the complete documentation index at: https://docs.chift.eu/llms.txt
> Use this file to discover all available pages before exploring further.

# Banking API

One API to read the bank accounts and transactions of your end-users. You integrate once. Chift reaches their banks through Ponto, a bank data aggregator.

![Banking API overview](https://mintcdn.com/chift/sMPMDRXK3YQRtp75/assets/docs/unified-apis/banking_api_overview.png?fit=max\&auto=format\&n=sMPMDRXK3YQRtp75\&q=85\&s=fbeda4714353ce8a8cbbc3c866e5f260)

The Banking API: one data model for all banking connectors.

## Common use cases

* **Reporting.** Connect to your consumers' banks to provide financial reporting.
* **Cash flow management.** Import bank transactions to predict future expenses.
* **Accounting automation.** Sync banking data into accounting workflows automatically.
* **Reconciliation.** Write bank transaction data into your tool for reconciliation.

## Links

> **[Concepts](/unified-apis/banking/concepts/account.md)**
>
> Key concepts and data types used in the Banking API.

> **[Connectors](/connectors/banking/overview.md)**
>
> Supported banking providers for this API.

> **[Coverage](/connectors/banking/coverage.md)**
>
> Feature coverage per connector.

> **[API reference](/api-reference/endpoints/banking)**
>
> All Banking API endpoints.


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